GCB Bank Limited (formerly Ghana Commercial Bank) is a Ghanaian commercial bank, the country’s largest independent financial institution. The company started in 1953 as the Bank of the Gold Coast to provide banking services to the emerging nation for socioeconomic development. The bank had been wholly owned by the government of Ghana until 1996 when ownership was diversified. Today, the Government of Ghana’s ownership stands at 21.4% while individual and institutional holdings take up the rest. Social Security and National Insurance Trust (SSNIT) is currently the largest shareholder in the company with 29.8% holding, followed in third place by the UK investment management company SCBN/Northern Trust Global Service Ltd with a distant 6.6%. GCB Bank has over 150 branches and 11 agencies in all regions of the country effectively making it the widest-networked bank in Ghana. In 2013, the bank adopted an internal change program that overhauled its brand, resulting in the new name the following year