Important Legal Information
The Site has been prepared solely for informational purposes, and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security, product, service or investment. The opinions expressed in this Site do not constitute investment advice and independent advice should be sought where appropriate. The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject MoneyInAfrica or its affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by MoneyInAfrica or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.


Disclaimer of Warranty and Limitation of Liability
Information on this site is provided “as is” and “as available”. All information and opinions expressed herein are current as of publication and are subject to change without notice. MoneyInAfrica does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. MoneyInAfrica will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, MoneyInAfrica cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither MoneyInAfrica, nor any of its affiliates, agents, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of MoneyInAfrica or of any vendor providing software or services support. In no event will MoneyInAfrica, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if MoneyInAfrica or any other party have been advised of the possibility thereof.


Suitability and Appropriateness
Securities or financial instruments mentioned in the Website may not be suitable or appropriate for all investors or in all geographical areas. Your particular needs, investment objectives and financial situation were not taken into account in the preparation of this Website and the materials contained herein. You must make your own independent decisions and obtain own independent advice regarding any information, projects, securities or financial instruments mentioned herein. The fact that MoneyInAfrica has made available to you through the Website, investment opinions and other information constitutes neither a recommendation that you enter into a particular transaction nor a representation that any financial instrument is suitable or appropriate for you. You should consider whether an investment strategy or the purchase or sale of any product is appropriate for you in the light of your particular investment needs, objectives and financial circumstances.

Our publications, ratings and analysis should be viewed as an additional investment resource, not as your sole source of information. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser.


Local laws and regulations

This Site is not directed at any person in any jurisdiction where for any reason the publication or availability of this Site is prohibited. Those in respect of whom such prohibitions apply must not access this Site. MoneyInAfrica does not represent that (i) any of the materials at this Site; (ii) any investment services that may be deemed to be available on this Site; or (iii) anything else on this Site, are appropriate for use or permitted by local laws in all jurisdictions. Those who access this Site do so at their own initiative, and are responsible for compliance with applicable local laws or regulations; legal advice should be sought in cases of doubt. Those who access this Site may not necessarily be able to deal directly with all or any MoneyInAfrica entities. None of the materials or investment services at or referred to at this Site are available to persons resident in any jurisdiction where this would be contrary to local law or regulation.


Limitation of liability

Due to the possibility of human and mechanical error, inter alia, this website and all information and material contained in it is provided “as is” and “as available” and MoneyInAfrica is not providing any warrantees and representations regarding such information and regarding the website. MoneyInAfrica, this website and the parties connected to this website, whether informational or technical providers do not accept any liability or responsibility of any kind regarding any implied or other warrantees, representations of merchantability, non-infringement of rights of third parties, freedom from viruses or harmful code or fitness for any particular purpose. We do not warrant the accuracy, adequacy, completeness or suitability of the information and materials and expressly do not accept any responsibility whatsoever for any claims for errors, omissions, delays, computer viruses, malicious code, incompatibility between users and their browsers or platforms or programmes; no licence is implied; nothing in this shall be construed as limiting or reducing our responsibilities and obligations to clients in accordance with the applicable laws and regulations; under no circumstances shall we be held liable for any loss, or damages or changes in status or position of any kind.